Why layer MCP (Model Context Protocol) over open banking API standards such as PSD2?

October 2, 2025 Emmanuel Methivier

Closeup of an unrecognizable person using her phone to scan and pay a bill on a card machine at a cafe during the day

Since the introduction of PSD2 in Europe, open banking has become an essential regulatory framework. Banks and fintechs connect via standardized APIs to initiate payments and access account data, with precise authentication and security rules. This foundation is now essential …

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